Ugh! It's crap! Although it seems like a really great program there are a couple of things people should be aware of.
1). Many people, myself included, have complained that the program does not give accurate, "current" balance results. You are better off logging into your bank account or calling your bank if you really want or need to know your balance to avoid overdrafts or whatever. YOU NEED TO KNOW THIS.
2). Reporting a problem takes you to a forum where you can see many other people complaining of and asking for an update, response to or assistance to the same problem....hello? Anybody out there reading these?
Bottom line....until it can update your true balance save yourself the time and frustration. As for me? I give it 1 star for now. If my balance isn't accurate the program is worthless.
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Version 1.0.1
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Jan 15, 2009
- Mint.com Personal Finance review by
Aquajosh
Poor customer service I've been trying to add my bank account for two weeks, to no avail. It is listed in Mint's directory, but my bank recently updated their Web site and their login URL has changed. Mint has the old login URL. After three emails over two weeks trying to inform Mint of this problem I have received NO RESPONSE other than the automated response indicating the receipt of my email.All of my other accounts show up fine, but Mint is pretty much worthless to me without being able to add my main bank account. Still haven't heard from Mint so I'm about to give up.Bottom line, as long as everything goes well and you don't have to contact Mint for anything, the app would probably be really cool. But don't expect any sort of response from customer service if you ever need it. This especially would be of some measure of concern if there was some sort of emergency.Oh, and the app also needs the option of a pin or password lock for access.
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Version 1.0.1
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Jan 25, 2009
- Mint.com Personal Finance review by
WyPhotog
NOT SAFE! I had a credit card compromised from using Mint.com. I am VERY careful with my information. I have never had this happen before in the 20+ plus years I've been using credit. I change my passwords and security questions regularly. I check my online transactions every day. I shred everything. I lock up my account statements even in my home. And, the list goes on. Unfortunately, I fell for the security statement provided by Mint.com. Just as other reviewers have mentioned...it is possible for security to be breached for those with the right tools...even information you trust that has been encrypted. Once that is done, they can log into your accounts and look at all your account numbers even though you originally only provided them with log in and password. All your information and past statements are right there! I just spent HOURS making all my accounts secure again.
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Version 1.0.1
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Feb 7, 2009
- Mint.com Personal Finance review by
SHG1111
Initial release Fantastic initial release of an app that will surely continue to improve and add more and more of the great features that make the website so useable.
My only pressing need has already been addressed in other reviews. We need a simple passcode lock (four number pin would be sufficient) for the application itself.
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Version 1.0.1
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Dec 20, 2008
- Mint.com Personal Finance review by
dmbin
Not secure Mint states that they don't store your bank password. That is right. They instead give your password to yodley. And what yodley does is encrypt your password with an encryption key and store the encrypted password as well as the key in their database. It is important to note that the key has to be stored somewhere on the system since it will be needed to periodically decrypt your bank password in order to pull fresh data from your bank. Unfortunately, What this means is that a database administrator or anyone with suitable access can first read the key and then use that to decrypt your bank password. You know the rest of the story...
Thank you mint... I initially thought that you were using federated identity management to avoid storing my bank passwords in any sytem. But I was wrong. I am closing my mint account. - Mint.com Personal Finance review by Dcdolittle
Best iPhone Personal Finance App Available What I love:
(1) Amazingly simple UI.
(2) Nearly as much info available as on their *FREE* regular web browser version.
(3) Can monitor budgets / spending, cash assets vs. o/s expenses, invetments, credit card / online bill pay / ATM transaction detail.
(4) Can see what types of expenses eat up the most of your money (e.g. shopping, movies, etc.) or which merchants you spend the most money at (e.g. Target, NetFlix, etc.).
It's basically the full "readable" version of Mint's web version in your iPhone!
I only have a few requests as they improve this app in the future:
(1) Add graphs / pie charts to show comparative spending breakdown similar to the "Trends" tab online. Just a relatively simple version would work -- no need for anything fancy. It'd be a nice piece of info to see. Could have an option to see 1 month, 3 months, 6 months, 1 year, or All.
(2) Would be nice to edit budgets directly from the iPhone.
(3) Would be nice to edit transaction details from the phone.
I'm sure I'll habe more suggestions going forward, but that's all I've had time to think about at this point (...I've only really used the app for about 5 min at this point). But, I will say that this app will be a mainstay on my first iPhone page from this point forward. Goodbye, Pageonce...
Once again, Mint has simplified my life by offering unmatchable personal money management software!
I'd say only 4 stars because there can still be some improvements made, but overall, it's currently the best available -- by far -- and it's one of the best first version app attempts I've seen to date! So, it gets 5 stars in my book.
Keep up the great work!
Best Regards,
Dave Sawyer, CPA - Mint.com Personal Finance review by CPA Guy
Needs PIN on the app I don't want to put a pin on my phone just to keep people out of one app. Other than that the functionality is awesome! - Mint.com Personal Finance review by DavyC
Is it just me... ... or is anyone else out there not entirely uncomfortable giving a third party website all my bank account info and passwords? There are plenty other apps out there where I can track my expenses without giving up my sensitive info. I'd steer away from this personally. - Mint.com Personal Finance review by stankhoo
Read the agreement (giving up your rights) By downloading this you are "giving up your right to have a trial by Jury" as well as many other rights to your own money. You also give Power of Attorney to Mint.com. Great interface for budgeting but you are setting yourself up for identity theft with no recourse to retrieve your money through legal dispute. - Mint.com Personal Finance review by WILLDAL
Amazing Wow...easy to set up an account online and to have such a beautiful interface right on your phone to stay updated everywhere you go is just amazing. Very nicely put together great job!! - Mint.com Personal Finance review by Jcapz
Quick Fast Imformation I logged in and it quickly downloaded my information. It is also secure, prompting at login and logout. Mint definitely came through with this - Mint.com Personal Finance review by IANternet
great start awesome first version of an app. Gets all the basics I need for my personal finances: account balances, transactions, budgets, and alerts...can't wait to see what they have in store for v2 - Mint.com Personal Finance review by afrosaurus
A Great Start I'm a big fan of using Mint's web app to track my financial accounts, and I've long been quietly hoping they'd make a native app for my iPhone. So for me, this was definitely a welcome arrival to the App Store. If a few more features are added in a future update, it'll get 5 Stars from me, but I still give it a respectable 4 Stars in its current incarnation.This port is definitely a trimmed down version of the Mint I'm accustomed to via my browser, but it's a great start. It's fast, concise, and fits in nicely with the iPhone aesthetic. All the major functionality is there, and information is nested intuitively.I feel like it's missing some features, however, such as the ability to perform Category searches and reassign transactions with my custom Categories. Also, it'd be nice to see a simplified implementation of the Trends graph here, considering it's Flash-based in the browser version and therefore unavailable through Mobile Safari.Ultimately, if you have a bank account or student loans or stocks or any combination thereof, I'd definitely recommend you sign up at Mint.com and add this app to your iPhone/touch. Especially since both are free! - Mint.com Personal Finance review by marshallbock
Quick access to balances & budgets Mint let's me track my checking, credit card, and investment balances while on the go. It's great when out shopping or figuring out if I can afford to buy dinner for friends - just hit the "refresh" button and I see my real time balances accross all my accounts. I think they support something like 8,000 banks. Awesome! - Mint.com Personal Finance review by Prince Duke
Great App I haven't written any reviews yet but this one deserved some attention. Simple version of the great online application. Check it out if you care about your finances! - Mint.com Personal Finance review by 4ubrey
Great work guys!!! I've been using Mint for the past few months and found it to be extremely useful in tracking my spending habits. I love the SMS alerts too - it helps me pay bills on time, and keep tabs on fraudulent activity. About the Mint iPhone app: The app's interface is clutter-free, and seems to be good for a quick check. It will replace my bookmark to mint.comA few suggestions:1. Dedicated App logon password - Not everyone "enjoys" typing password for using their phone, and as a result many don't enable password on their iPhone. It would be great, if Mint app had a "Google Android" style non-keyboard password screen.2. I already pay for credit monitoring. If Mint could integrate this feature, I would love to pay a monthly fee.3. Schedule bill payments from Mint. - Mint.com Personal Finance review by Gandalf White
Good supplement to a great website. First, I have to say that Mint.com is a great website. It's a good way to manage your finances but apply some automation to it to keep it simple. I think they took a similarly simple approach when making this app; it downloads the overviews, transactions, and alerts from the main site but nothing more than that - and that's a good thing. Its easy for such a powerful website to overload you with features that, on the iPhone, would be cumbersome to manage. Its clear they focused on developing a good app that gives you the information you need without adding unneeded complexities.You have access to all your account information that you would on the site - including your investments. You can't edit the details of a transaction - only view. But, again, its what makes the app work well. The one thing I wish they did add were charts for the investments like they have on the site. But other than that, there isn't anything I feel has not been done well or with the correct approach.If you're a Mint.com user, this app will be a great addition to your financial management toolset. If you aren't a Mint.com user, I highly recommend the site. - Mint.com Personal Finance review by So It's Come To This:
Go get it Pageonce is gone off my phone, mint is here to stay. Go get it. - Mint.com Personal Finance review by Strav22
Very handy Really handy for getting a quick overview of your financial status. Even without the app, the website is great :) - Mint.com Personal Finance review by Jargon
Good start, can't wait for v2!!! Nice interface, good for the basics. Can't wait till you can tag transactions.
5 stars for a beta effort. There's a lot of built up goodwill in 2 of those stars! :-) - Mint.com Personal Finance review by Bootsybus
iPhone and iPod Touch Applications from Mint.com
Mint.com Personal Finance - iPhone Finance Application Personal finance tools from Mint.com. Track, budget and manage your money on-the-go. Simply sign up for an account on Mint.com, add your online banking accounts, and access your personal finances anywhere:
http://mint.com/signup
EASY MONEY MANAGEMENT - NO EFFORT REQUIRED
Unlike other personal... Mint.com - Released: September 11, 2009 - Vote(s): 0
Free
Mint.com Personal Finance - iPhone Navigation Application Personal finance tools from Mint.com. Track, budget and manage your money on-the-go. Sign up for a Mint.com account, add your online banking accounts and access your personal finances — all from your iPhone. Get started for FREE.
EASY MONEY MANAGEMENT
Mint is the free and easy way to manage your... Mint.com - Released: December 18, 2008 - Vote(s): 0
Free
Mint.com Personal Finance - iPhone Finance Application Personal finance tools from Mint.com. Track, budget and manage your money on-the-go. Sign up for a Mint.com account, add your online banking accounts and access your personal finances — all from your iPhone. Get started for FREE.
EASY MONEY MANAGEMENT
Mint is the free and easy way to manage your... Mint.com - Released: December 18, 2008 - Vote(s): 30765
